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St. Charles’ Independent Insurance Agency

At HSGW Insurance, we’re focused on you. As your local independent insurance agency, we’re here to help you through life’s moments, big and small. Since 1952, we have worked for area residents and businesses to achieve customized, affordable insurance plans.

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What Clients Say

Staff is always courteous and available to answer questions. HSGW always shops for a better price on insurance without compromising coverage.

-Joseph V., customer since 1997

Ryan, You and the team have been excellent to work with. Thank you for all of your quick responses to our questions.

-Matthew B., customer since 2015

Ryan and his team Michelle are the best! They give great customer service! I am so happy I have them helping me! Great job! I did not know these teams were available! I am happy that they help me save money and give such great service! ♥️ Thanks

-Sherrel W., customer since 2023

Always ready to help with any questions, have never had any issues what so ever

-Steve S., customer since 2003

I have everything I own insured through Doug White and the folks at HSGW and have for 20+ years. Whenever I need a change to my policy, add a car, remove a car, have a question, all I have to do is call them or e-mail them and they take...

-Donald H., customer since 2002

No matter what question or problem that you may have there is always someone in the hsgw office that can promptly assist you.

-Steven L., customer since 2004

Very professional, always responsive. Doug helps us look for the best rates. Thx!

-Gino M., customer since 2007

Everything went very smooth in the transition to new policies. Took the time to explain things about the coverages that never really understood before.

-Alan S., customer since 2024

You're always there to answer any questions that I have concerning my auto or homeowners insurance. When I had my car accident, you were right there on sight and afterwards you answered all my questions about what would happen next.

-Customer since 2008

Blog

April 19, 2024

5 Key Reasons to Choose an Independent Insurance Agency

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